Bank Audit Checklist for Personal Loan

Personal Loan from bank audit point of view. There are 7 important points including –   salary slip of borrower and guarantor, verified bank pass sheet for 6 months, 3 years ITR etc.

Checklist for Bank Audit ~ Personal Loan

1.  Borrower & Guarantors’ profile with Photographs, ID & Address proof copy.

2.  PAN Card copy of borrower & guarantors.

3.  CIBIL of borrower & guarantors.

4.  Documents should be self attested & verified with original.

5.  3 years ITR of borrower & guarantors.

6.  Salary slips of borrower & guarantor.

7.  Bank pass sheet for the last 6 months are obtained and verified.

See : Bank Audit Checklist for Housing Loan
Checklist for Bank Audit – Vehicle loan